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Why We Need Fundamental Health Care Reform
In this series on why we need fundamental health care reform rather than tinkering around the margins (however politically safe that may be) I have already noted a few key issues relating to the cost of health care, and the erosion of coverage by health insurance. In this posting I would like to make a few comments on the parasitic health insurance industry that is expensive to maintain, but provides no necessary service.
Insurers decide what services are medically necessary and what costs they are going to pay, and even whether or not they will continue to insure you if you become seriously ill. Typically there is little effective recourse if you disagree with any of their decisions.
Insurers are are largely unaccountable. Decades ago the health insurance industry used their vast political influence to protect themselves from federal government regulations that apply to most other financial organizations.
Lack of transparency makes it nearly impossible to know what claims insurers accept and deny, what the true costs and benefits of their plans are, etc. Increasingly plans lack outofpocket limits and exclude coverage for key needs such as maternity, mental health etc.
Plans determine who they will cover. Those who have "preexisting conditions" or otherwise need access to health care the most critically are often denied health insurance.
"Churning," the periodic switching of health care coverage by enrolleesoften for reasons beyond their controlmakes insurers reluctant to invest in longterm health. This is also known as the "free rider" problem; why should a health insurance company make expenditures for longterm health of their clients when, due to churning, another insurance company down the road will profit from it?
Continuity of care by health care providers known to patients and families over the years is hurt by churning and movement of health care providers out of insurance networks. This is not an issue in other western industrialized countries where private forprofit insurance companies do not control the health care system. From the chic and modern Monogram Perfo to the classic Louis Vuitton Wallets, our fake
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, County Safety Committee Office Director, director of the County Bureau of work safety Sun Peng first informed the county 1-5 month production safety situation,[link widoczny dla zalogowanych], reviewed this year the county of production safety work and the existing problems, and on the current and the next phase of the work of production safety arrangements have been made, with the county enterprise safety production standardization construction supervision and our county to carry out "Safety Month activities plan" for the deployment, finally lead all the participants learned "to inform the office of the State Council Concerning the work of production safety of the flood season".
deputy magistrate Tang Zhongming stressed, in each committee meeting will be an important focus of the supervision of the work, at all levels, all departments should seriously investigation and accident hidden trouble, do save. Safety production risk point of the Department, the area,[link widoczny dla zalogowanych], the industry to do a careful Mopai, deployment of a good prevention and control measures, and report to the safety committee office before June 15th.
in May 28th, the government of Shucheng County Committee second plenary session held in the conference room floor of the county government, the County Commission 37 member units of all participants, the meeting by the county government office vice director Wu Daoliang is chaired, vice mayor Tang Zhongming attended the meeting and made important speech.
deputy magistrate Tang Zhongming pointed out,[link widoczny dla zalogowanych], the current has entered the hot and rainy summer, the hot season is a production safety accident frequency period, must be attached great importance to the current and the next phase of work arrangements,[link widoczny dla zalogowanych], strengthening political consciousness, hardship consciousness,[link widoczny dla zalogowanych], responsibility consciousness, implement the awareness of safety in production. To highlight the work,[link widoczny dla zalogowanych], the implementation of dangerous chemicals,[link widoczny dla zalogowanych], fireworks,[link widoczny dla zalogowanych], road traffic,[link widoczny dla zalogowanych], non coal mines, construction industry safety supervision,[link widoczny dla zalogowanych], strengthen personnel intensive places of fire safety work. To strengthen supervision, adhere to the "five system", that is to continue to adhere to the investigation and risk management system, continue to adhere to the principle of "to rule against" system,[link widoczny dla zalogowanych], adhere to the departments linkage mechanism, continue to adhere to the safe production of "one vote veto" system, adhere to the holiday duty system. The arduous task of production safety work, responsibility is major, the member units to take effective measures to earnestly implement various tasks, meeting arrangement,[link widoczny dla zalogowanych], ensure production safety situation continued stability in our county.
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