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As world of Internet marketing increasing rapidly and before getting confusion with it newbies ask one question: What the possible ways to make money online,[link widoczny dla zalogowanych]? The answer is: A millions ways,[link widoczny dla zalogowanych]. And it is just more than you can think about.
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Direct Selling: It is excellent way to sell your special skills by just writing articles, programming and reviewing and you will be paid for it. And also you can share your passion with and are interested in your specialty and willing to pay for your knowledge.
By Gurudwara Baba
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You can just pick any one of three which were discussed above, although there are other unlimited opportunities that exit.
Given below is some of the money making ideas that have worked for me and I hope it definitely work for you,[link widoczny dla zalogowanych].
Did you find this article useful? For more useful tips & hints,[link widoczny dla zalogowanych], Points to ponder and keep in mind, techniques & insights pertaining to Google Ad sense,[link widoczny dla zalogowanych], Do please browse for more information at our website :-
Affiliate Marketing: For the newbies,[link widoczny dla zalogowanych], By far one of the most popular methods of money making. Sell other's product and earn some commission on it. Commission Junctions,[link widoczny dla zalogowanych], Associate Products,[link widoczny dla zalogowanych], Link Share, Click Bank is a few places where you can find lots of affiliate products to sell.
Actually there is not much different in real world and virtual world of Internet marketing. In both cases, you need seller and buyer for the product. It could be just anything. It may be your product or other people's product, tangible or intangible or it can even be any service.
Only your own creativity and imagination,[link widoczny dla zalogowanych], ability and skills,[link widoczny dla zalogowanych], patience and application that can limit the kind of money you can make from your online business opportunity. If you need help on how to make money online you can have plenty of advises available. Some ideas can prove productive almost immediately while some can take six months or more.
Pay-per-click: You can just build a website and upload ads on it to become famous and to drive traffic to your website. People normally get paid on clicking on the ads on your site. And you can earn some money for every click. Some of the popular pay-per-click income models are Google Ad -Sense, Chitika, yahoo and Kontera.
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Are you performing tasks that you enjoy and come naturally to you? Are you a "people person" but your job has you locked in a cubicle analyzing stacks of data? Do you like to meticulously plan your work day,[link widoczny dla zalogowanych], but find that you are constantly having to cast your plans into the wind and manage continual crises? These are just two examples of many potential situations where you might be in an environment that is a poor match for the way that you prefer to behave.
By Michael Spremulli
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Does the mission of the company fit your personal values,[link widoczny dla zalogowanych]?
It is awfully difficult for you to be committed to your work when it conflicts with your personal values. For example: do you support protecting the environment, but the company you work for is a major polluter? You may despise firearms, but your company makes parts that are used in the manufacturing of handguns. A constant conflict of values can be difficult, if not impossible, to tolerate for long periods of time.
Do you look forward to Monday morning?
I know that this may sound crazy, but hear me out. Of course every job has times when you wish you could be somewhere else. There is no such thing as the perfect job. Realize,[link widoczny dla zalogowanych], however, that people who find their job fulfilling and rewarding look forward to beginning their workweek. This is not because they are crazy, it’s because they become energized when working in an environment that is a good match for them.
These questions are intended to be a catalyst for you. If you do not like your answers to these questions, ask yourself one more -- what can YOU to do improve your situation at work? Remember, if your work life is not what you want it to be, you are the only one who can take the action necessary to make it better.
Have you ever stopped to ask yourself if you are in the wrong job? Too many times people go to school, get a job in their chosen field and end up spending the bulk of their adult working life feeling miserable. Here are seven questions to get you thinking about how well-matched you are to your current job.
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Do you feel valued as an employee,[link widoczny dla zalogowanych]?
EVERYONE needs to feel valued as an employee. Unfortunately, companies and managers often lose sight of this. Ask yourself when the last time was that you were complimented for a job well done. Does your boss or management appreciate your loyalty and dedication? If you do not feel valued, chances are that you will become de-motivated and adopt a “do the minimum to get by” attitude.
Do you find it easy to get along with coworkers?
Whenever you get a team of people working together there is bound to be some type of conflict from time to time. The question then becomes, how often do you find yourself "locking horns" with your co-workers? If you find yourself fighting with team members on a regular basis, it may mean that you are working in an emotionally toxic environment,[link widoczny dla zalogowanych], or your coworkers are not communicating effectively with you,[link widoczny dla zalogowanych], or you are not effectively communicating with your coworkers,[link widoczny dla zalogowanych], or a combination of all of these.
Do you hate your boss with a burning passion?
Sure,[link widoczny dla zalogowanych], everyone reading this will occasionally have disagreements with their bosses. This is different than actively hating your boss. If you constantly have mean and vicious thoughts about your boss, you will have a tremendous challenge being productive and feeling satisfied in your job.
Are you burning up your sick and annual leave faster than you can accrue it? Think back to when you first started at your current job. How often did you take sick and annual leave compared to now? If you have noticed an increase,[link widoczny dla zalogowanych], ask yourself why. You might be tempted to say that you are taking more time off now because you earn more or because of your seniority -- these are not valid reasons. I’m sure you know someone at your company who has been there for less time than you and has built up hundreds of hours of leave time. A potential “red flag” is when you have an extremely limited amount of release time on the books.
Have you noticed that you are taking more personal and sick days than when you first started work,[link widoczny dla zalogowanych]?
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• Exposure to intense ultraviolet light e,[link widoczny dla zalogowanych].g. UVB therapy
Some cosmetics can be also used to improve the appearance of the exposed white areas of the skin. Use sunscreens for the parts that can not be covered as they prevent burning of the affected areas. Various skin creams and some oral medications are also available for the severe cases. Also make sure that while choosing the creams as they may have various side effects which may make these white patches undesirable. In case if sunscreens and other cover-ups are not satisfactory,[link widoczny dla zalogowanych], then immediately consult your doctor for other treatment.
Vitiligo is a disorder with complex causes. People with vitiligo seem to inherit a genetic predisposition for the disorder. Most people report that the vitiligo first appeared to following a traumatic or very The primary symptom of the disorder is the loss of skin color stressful event. Primary symptom of the the disorder is the loss of the skin color. Also in addition,[link widoczny dla zalogowanych], the individuals may have the pigment abnormalities of the retina or iris of eyes. If once it is diagnosed,[link widoczny dla zalogowanych], then vitiligo treatment becomes very indispensable. Also it is very important to combat the other various disorders that Vitiligo brings along.
For some patients with sever cases,[link widoczny dla zalogowanych], the most practical treatment for vitiligo is to remove remaining pigment from normal skin. This makes the whole body an even white color. Some people with the disorder opt for the chemical depigmentation cure. It is done with a chemical called monobenzylether of hydroquinone and takes about a year to complete. And this process is also irreversible and it generally ends up with the complete or mostly complete depigmentation. In Children,[link widoczny dla zalogowanych], the Vitiligo treatment is generally done by suggesting sunscreen and cover-up measures.
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Skin may be grafted or removed from normal areas and placed into the areas of Vitiligo. In mild cases,[link widoczny dla zalogowanych], vitiligo pale marks can be hidden with concealing products or other cosmetic camouflage solutions. In case the affected person is pale-skinned, then the patches can be made less visible by avoiding the sunlight. Whereas exposure to sunlight may also cause the very melanocytes to regenerate the pigment problem.
• Medicines applied to the skin like Corticosteroid creams,[link widoczny dla zalogowanych], Immunosuppressants or Repigmenting agents.
By Steven Marks
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• Medicines taken by mouth e,[link widoczny dla zalogowanych].g trimethylpsoralen
The Vitiligo Treatment can be aimed at returning to the normal pigment or to destroying remaining pigment. To restore the function of the skin and improve the individual’s appearance, Vitiligo is manageable though. Presently there are a various number of ways to alter the appearance of the vitiligo without addressing the underlying cause. Early treatment options may include the following:
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By Kuldeep John
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Medical science is showing a rapid growth and development with the passage of time. New inventions are being done in this field day by day. As a result,[link widoczny dla zalogowanych], now even the most fatal diseases can also be cured easily with giving any pain to the patient. Many of us are suffering from one problem or the other,[link widoczny dla zalogowanych], which affects our present and future badly. These problems may include hydrophobia,[link widoczny dla zalogowanych], fear of death of losing someone,[link widoczny dla zalogowanych], physical ailments such as pain in any part of the body or asthma,[link widoczny dla zalogowanych], etc. The root cause of these problems is related to our past life. The medical scientists worked in this direction to find the cure of these problems and they got success by introducing regression therapy as the cure of these problems. The regression therapy works on the functioning of our brain. Our brain has said to be divided into many layers. But this therapy mainly works on three parts of our brain. These parts are the ‘conscious mind’,[link widoczny dla zalogowanych], the ‘critical factor’ and ‘subconscious mind’. A patient has to undergo through many sessions while taking this therapy. The no. of sessions depends upon the fatality and the type of problem the person is having. In this process first the patient is taken into a relaxed stage. Afterwards the critical factor of the person is removed. All the negative thoughts and emotions of the patient is removed by the therapist. Then the person’s past life is explored by the therapist,[link widoczny dla zalogowanych], in order to find out the root cause of the problem. After finding the cause of the problem,[link widoczny dla zalogowanych], the treatment is begun. Some of the physical ailments from which a person is suffering from may have their occurrence from the mother’s womb. Such ailments can also be easily treated with this therapy. This therapy works wonder in giving such patients a new life. This therapy is easily available at almost big hospitals across all over India. Many patients have got benefitted with this therapy this is simplest therapy in curing these fatal diseases. So if are also having such problems,[link widoczny dla zalogowanych], then don’t be late in undergoing through this therapy.
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On the other hand if you call the President first, he/she may say, no, to meeting with you. However,[link widoczny dla zalogowanych], in this scenario,[link widoczny dla zalogowanych], if you call the CFO and you have not caused any hard feelings. Get in with the CFO and dazzle him or her with your brilliant product and services then, the CFO looks like the hero when presenting your solution to the boss.
No matter how you slice it,[link widoczny dla zalogowanych], you are well served when you make your first cold call to the President of your prospect companies.
The President delegates your call to the CFO asking him/her to handle the call because your product/service sounds like a good idea. Now, you meet with a ticked off CFO. After all he said,[link widoczny dla zalogowanych], no, and you went over his head. Even worse and adding insult to injury you scheduled a meeting with his boss. The CFO now feels (and rightly so) like you blind-sided him, undermined his authority and made him look bad all with one little ole phone call.
Dave recently asked,[link widoczny dla zalogowanych], "If I know the Chief Financial Officer is the decision maker I ultimately want to reach, should I still call the President's office first?"
The real kick comes when you call the President first and he agrees to see you. After you pick yourself up off of the floor and stop giggling,[link widoczny dla zalogowanych], you will realize this is ideal positioning. Who better to meet with than the person with unlimited check writing authority and decision making ability?
For your mini-course “Jealously Guarded Secrets to Cold Calling Company Presidents” visit [link widoczny dla zalogowanych] ! Or call Cold Calling Expert, Lead New Business Development Coach, Leslie Buterin (like butterin’ bread) at (816) 554-3674 9-3 CST (that’s Kansas City/Chicago Time) Find much more on our (
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By Leslie Buterin
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Suppose you call the CFO first and he says, no,[link widoczny dla zalogowanych], to an appointment. Then,[link widoczny dla zalogowanych], you get your dander up because you know in your heart of hearts that your product/service is perfect for this prospect. In an desire to help the prospect you decide to call the boss of the CFO,[link widoczny dla zalogowanych], namely the President and you get an appointment.
Then,[link widoczny dla zalogowanych], again you may call the President first and be referred to the office of the CFO. If this is how your cold call plays out,[link widoczny dla zalogowanych], know that you are very well positioned with the CFO as you have arrived with a warm introduction from the office of the President.
With every decision it is a good idea to think through: what you have to lose and what you have to gain.
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Amidst all this propensity for migrating to outsourced medical billing practices, Medicalbillersandcoders.com (www.medicalbillersandcoders.com) – known for perceived level of control over promoting business-critical knowledge, data security, accuracy in claims processing, and billing transparency – should be a preferential choice for cost-optimizing and revenue-maximizing medical billing services.
Although physicians practices have equally been divided between in-house medical billing and outsourced solutions, there has been a considerable migration to the latter in the last 5 years or so. The pattern, amidst an interesting debate over which is better – in-house or outsourced – assumes greater significance. Whereas the trend may enable us in concluding outsourced medical billing being financially more viable, yet coming to a hasty conclusion without making a relative study of the two might prove to be premature. Therefore, amidst the prevailing scenario, there should be an impartial comparison of relative merits and demerits of the two available recourses.
For more information about better physician-patient communication,[link widoczny dla zalogowanych], consultancy, and professional medical billing and coding services please visit medicalbillersandcoders.com, the largest consortium of medical billers and coders in the United States. medical billing
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“Although, in-house medical billing, owing to its proximity to the physician’s supervision,[link widoczny dla zalogowanych], can work relate itself better than the outsourced solutions,[link widoczny dla zalogowanych], yet, it is beset with inherent adequacies”
Quite evidently, barring a better-oriented functioning, in-house medical billing is beset with major concerns for physicians.
Author&#039,[link widoczny dla zalogowanych];s Bio:
Although, in-house medical billing, owing to its proximity to the physicians’ practices,[link widoczny dla zalogowanych], can work relate itself better than the outsourced solutions, yet it is beset with inherent adequacies, such as:
Contrarily, outsourced billing solutions, being focused on medical billing alone, can not only negate the in-house medical deficiencies, but also offer affordable and revenue-maximizing solutions. Given the scope of their operations in an ever-growing healthcare industry,[link widoczny dla zalogowanych], physicians’ practice can look to avail services that are comparatively far economical yet superior.
Superior expertise and resources:
Outsourced medical billing services come with a tag of superior expertise and resources. With the single most objective of improving clients’ reimbursement rates, medical billing companies are usually self-sufficient in specialized medical billing tools, techniques, technologies, and knowledge
Greater control over operating costs:
Operating in a voluminous market, medical billing companies – along with achieving operational efficiencies – can easily pass on the economies of operation to their clients or physician fraternity.
Seamless claim realization:
As a result of superior competency, and operational efficiency,[link widoczny dla zalogowanych], medical billing companies are known for ensuring seamless claim realization for medical services rendered by their clients.
Directing internal staff to core-activities:
With a dedicated outsourced medical billing practice in operation, physicians’ internal staff can be diverted to core medical services,[link widoczny dla zalogowanych], thus elevating the quality of medical care.
Risk aversion
Amidst the highly demanding government regulations (HIPAA), competition,[link widoczny dla zalogowanych], financial conditions, and technology demands,[link widoczny dla zalogowanych], physicians’ can easily avert the risk by outsourcing their medical billing needs from competent sources
Improve core business focus
Consequently, because of being free from the shackles of medical billing, physicians are able to devote time and resources to their core concern of keeping the practice-benchmark in congruence with the prevailing best practices.
Inability of the internal staff to adequately devote to the requisite medical demand: Torn between medical and administrative functions, your medical staff might not be able to show the degree of flexibility required to efficiently carry out medical billing, coding,[link widoczny dla zalogowanych], submitting, and realization of medical claims. Consequently, there can be frequent incidence of denials or delays in claim realization.
Limited adaptability: Given the rate at which the medical billing and coding norms are undergoing transition, your staff, already grappling with inadequate time, might not be able to match up to the demands of radical billing and coding transitions. As a result, it is going to show up in medical claim retrieval rates.
Employee-turnover factor: As in the case of any industry, medical industry too is prone to a high degree of employee attrition. Practices that operate in such attrition-prone environment, might find it impossible to run their medical billing solutions effectively and seamlessly.
Frequent capital outlay on technology make-over: Prompted by the frequent transitions in medical and coding norms, physicians’ practices are called upon to undergo capital-intensive technology make-over for accommodating electronic recording, billing, coding, and processing medical claims. Given the prevailing competition in the medical industry,[link widoczny dla zalogowanych], physicians might find it impossible to operate even at sustainable margins.
By Prerna Gupta
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Effective managerial skills are very important for the development of any organisation. Managers should be capable enough to control the team. Coaching is significantly said to be the most helpful tool in order to be a good manager. Coaching helps improve the performance of managers in every organisation,[link widoczny dla zalogowanych].
In such an increasingly competitive and complex environment, individuals and teams from any organisation should be well trained and talented enough to survive and adapt to the changing business processes. They should always work for adapting and developing new and newer managerial skills.
As they move forward into decision-making and management functions, and on into higher-ranking management, they ought to get hold of impressive abilities to put up and preserve effective associations, to establish and connect with operational goals and to keep an eye on efficiency.
Learning is an on-going process. One can at any point of time, acquire many different managerial capabilities and expertise. Managers are actually embracing the new way to learn managerial skills and motivate and inspire their team. One to one performance helps in the growth of both organisation and individual. Coaching for managers helps you to learn to:
• Manage yourself,[link widoczny dla zalogowanych],
• Managing your team,
• Managing finance and marketing,
• Managing information,
• Recruiting, etc.
There are various styles of managerial skills. Here’s a list of the 2 main management styles working within organisations today.
1. Coaching style
2,[link widoczny dla zalogowanych]. Command and Control style
Organisations can profit a lot from the entire concept of coaching and help developing proficiency within their teams. Coaching style varies a lot from the command style of manager. It is said that a newly appointed manager should act as a coach towards the team and help his/her team and organisation progress right from where they are,[link widoczny dla zalogowanych]. Managers can have a great command over their team if they opt for coaching style of manager.
What is the Difference between them?
When we talk about difference between coaching styles and command styles,[link widoczny dla zalogowanych], in coaching style, you need to be more than a manager. If you opt for coaching style of manager, then you have to train your team according to your capabilities to fulfil organisational goals. Discontented and inadequately attended staffs deliver unpleasant and unreasonable dealing to their clients. And thus, in today's place of work, a management style of approaching people surrounding frequently helps the highest performers to move forward right outside the door. In coaching style of manager, the workforce has an extended learning bend and the common work experience becomes more like a learning experience.
On the contrary,[link widoczny dla zalogowanych], in control style of manager, the entire thought is that your staff will do what you notify them to do,[link widoczny dla zalogowanych], and if they don’t, you shriek at them until they do,[link widoczny dla zalogowanych], and if they still don’t,[link widoczny dla zalogowanych], you hurl them in the corner for a while. Thus,[link widoczny dla zalogowanych], you can clearly observe that a coaching style of management will surely work in comparison to control style of management. People don’t mind learning new things, but surely they would mind being thrown out of the organisation now and then.
Many companies are into coaching style of manager as it is more beneficial. Companies like EDS, Chrylser,[link widoczny dla zalogowanych], Herman Miller, etc. use coaching style to achieve their organisational goals thereby facilitating growth and development of the company.
By Gerard O'Donovan
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Some of the services that are high on demand are Logo designing,[link widoczny dla zalogowanych], letterheads, business cards, corporate identity, branding, exhibit/displays, signs, project development, concept management,[link widoczny dla zalogowanych], posters, brochures,[link widoczny dla zalogowanych], banners, wayfinding signage, etc. These services are priceless and help in marketing an organisation and fetching it patrons. These graphic designs persuade huge crowds and help a product to be sold. Colours, texts,[link widoczny dla zalogowanych], fonts, logos, etc help in defining branding.
Graphic designing is a strategic tool for marketing and communication to the public through visual representations of creative designs and logos,[link widoczny dla zalogowanych]. It comprises of creative faculty with superior designing and aesthetic skills studded together in the designer. Critical analysis and sound thinking are the hallmark of a good designer. He also tries to associate his culture with the advertisement designs and tagline to reach out to the real customers. Communication of your idea to the audience holds prime significance. Graphic designing services are the most sought after services by clients. Clients of advertising agencies who include big business houses use graphic designing to promote their brands,[link widoczny dla zalogowanych].
Graphic designing is used for letterheads, signage, posters,[link widoczny dla zalogowanych], etc to be made presentable, inspiring and influential. This is done through extensive research and in line with the requirements of the client. IN ancient times designing was done through on pencil and paper by experts and cartoonists. The advent of superior software has made it easy for advertising and public relations agencies to create superior graphic designs and bring in a revolution in the advertising industry. Corel and adobe Photoshop software are used widely by advertising agencies for their services. These agencies also cater to the government organizations,[link widoczny dla zalogowanych], schools and colleges for creating banners and poster advertisements,[link widoczny dla zalogowanych], campaigns against social evils and many more activities. Classifieds and advertisement designing is also a part of the portfolio of many organizations who are into advertising and creative graphic designing.
Author's Bio:
Ted Turner is experienced brand development strategist using Toronto Signs like Graphic Design - Storefront and Retail Signage - Exhibits and Displays - Promotional Signage - Interior Signage - Point of Sale -POS Materials to build brand awareness
Brainstorming and resource utilization are two indispensable creativefaculties that help in creating a campaign through witty brand strategies and smart advertisements or posters. Apart from branding and marketing logos and signs also create an individualistic sense of existence,[link widoczny dla zalogowanych]. This helps them in distinguishing themselves from the crowd. All the leading brands have a logo suitable for them,[link widoczny dla zalogowanych]. This logo presents a casual or a formal attitude. When these brands are established in time people feel a sense of pride in associating themselves with it.
These services are offered by advertisement agencies that are well equipped with various tricks and tie ups and can promote your business. Thus,[link widoczny dla zalogowanych], this method of advertising and public relations has a huge potential to attract potential customers to the marketplace for your product. Witty designing and youthful logos are the talk of the town. They are the new trend and can be seen at possibly all places ranging from hats and caps to t-shirts. The youth love associating themselves with a brand that maintains consistency in values and has a pleasant and picturesque logo that crops up in your imagination easily.
By Ted Turner
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If you're a regular listener to the audio articles these print articles are based on, a series that we call the Sub 4Minute Extra Mile, you'll notice that there's a lot of background noise and that they come to you from different places. And sometimes you heard the wind, traffic,[link widoczny dla zalogowanych], people passing by.
Now, not all of them, of course. We still go in the studio, and we still do a lot of places, a lot of other things. But if you were to listen to the audio message this article derives from, you could probably hear a bus behind me at this point, and people passing by.
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The door is closed on that one!
But all of a sudden,[link widoczny dla zalogowanych], when I chucked away the idea that production had to be perfect and it was content that was important, I saw that I was denying people my message. Because of my own have to,[link widoczny dla zalogowanych], how to, I was not able to do the what that could benefit them. One creative idea—"Wait a minute, it doesn't have to be perfect!"
One creative idea can change the dimensions that you're working in,[link widoczny dla zalogowanych], and you can contribute more and receive more.
==================================
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But you know, I tried to work with this idea for a year, when I was thinking studio. I've spent most of my career doing recordings in the studio, because you can control the environment. You've probably heard my audio program of The NEW Think and Grow Rich. I know you've heard a lot of other interviews I've done, and you've probably seen some of my videos.
The thing with the Sub 4Minute Extra Mile was that when it was studio time, I'd come up with all these excuses. "Well, I gotta have my script ready," and "I've got to be prepared,[link widoczny dla zalogowanych]," and "I've got to be at the top of my game." And you do have to be where the studio is, where you've got your equipment.
One creative idea can revolutionize your life, your affairs,[link widoczny dla zalogowanych], your business, your ability to contribute, and the consequent rewards you can receive.
One creative breakthrough can make a giant difference in your ability to contribute, and in your ability to receive the rewards that come with contribution. I'd like to give you a personal example from my own life and affairs. Again, this is metaphorical for you in your own career.
Then I had one creative idea! I thought,[link widoczny dla zalogowanych], "Wait a minute,[link widoczny dla zalogowanych], I can get a high-quality,[link widoczny dla zalogowanych], hand-held digital voice recorder!" So I got a small one—by the way,[link widoczny dla zalogowanych], I think it's called SpyTech, and I do recommend it. It's from Thomas Publications, in case you're interested.
Usually, these articles consist of one point,[link widoczny dla zalogowanych], driven home, explained so that you can benefit by it. One message per day—that's the whole idea.
In fact, maybe I'll just feature the fact that a good number of these articles will be done on site, and now my ability to contribute is much more fun. And many of the articles come about with inspiration from the moment, from the place, with the sounds of the place.
By Ted Ciuba
See all Articles by Ted CiubaSee Ted Ciuba's Expert PageGet Updates on Life Coach and Life CoachingGet Updates on Ted Ciuba Average: 0 Your rating: None Tweet
Does it have to be perfect? Well, let me ask you this—what is the perfect day for you? I know that the day is perfect for me if it's snowing,[link widoczny dla zalogowanych], if it's sleeting, if it's hot, if it's day, if it's night, if it's windy. In other words, they're all perfect.
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Perhaps,[link widoczny dla zalogowanych], the most important similarity that balance transfers and reduced payment plans have to offer, is that it allows the cardholder to “restructure” the debt in such a way that the monthly credit card payments becomes manageable. The primary problem with credit card debt after all,[link widoczny dla zalogowanych], is that the credit card balance has ballooned to the point that the required minimum monthly payments are usually to large for the cardholder to pay in full,[link widoczny dla zalogowanych], leading to penalties and an even faster ballooning balance on the credit card account. By doing a balance transfer or agreeing to a reduced payment plan, the repayment period is stretched out so that the new monthly minimum balance required is within the means of the cardholder to pay.
For balance transfers the advantage is that you can easily consolidate you debt on several cards,[link widoczny dla zalogowanych], as opposed to the reduced payment plan, which will only take care of credit card accounts in one bank. However,[link widoczny dla zalogowanych], with balance transfers you are still left with a certain percentage of the current credit card balance on your old cards,[link widoczny dla zalogowanych], which you still need to take care off. Furthermore, your new monthly minimum required credit card payment will still be based on standard formula,[link widoczny dla zalogowanych], which could mean that you still might not be able to afford it.
By Peter Carville
See all Articles by Leonard DawsonSee Leonard Dawson&#039,[link widoczny dla zalogowanych];s Expert PageGet Updates on Personal FinanceGet Updates on Leonard Dawson Average: 0 Your rating: None Tweet
Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
Two of the most practical paths that people who are in credit card debt can take are balance transfers and reduced payment plans. The two solutions have similarities in their approach to solving the problem of credit card debt, but also have their own advantages and disadvantages.
When it comes to reduced payment plans, the major disadvantage is that this is reflected on your credit history. This means that all future creditors will be able to see this as part of your history, which could potentially turn them off from approving loans or even new cards. However, if you can always rebuild your credit rating by making sure you strictly adhere to paying all the bills under the reduced payment plan on time and all your other loans and credit card bills from then on. The advantage of reduced payment plans,[link widoczny dla zalogowanych], on the other hand, is that banks compute your monthly required minimum based on what you can pay them,[link widoczny dla zalogowanych], as is reflected on an income and expense sheet that you will be require to submit. This means that you can be sure that you will be able to afford the monthly payment.
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It may seem too obvious to say that you should do a good job before asking for a raise, but it is also often overlooked. Many employees seem to feel that simply showing up for a year merits an increase in pay. It doesn't. Actually, even working hard doesn't mean much, if you are not working on things that matter. The question is whether you are bringing real value to the employer. In other words, make sure you are not just busy, but doing what needs to be done.
Before you ask for a raise,[link widoczny dla zalogowanych], you have to know what is a realistic request. Ask for too much, and you may just make the boss think about replacing you. On the other hand, you want to get all that you can. Find out what others are being paid in your company, and what kinds of raises they have received in the past. Visit the U.S. Labor Department's Bureau Of Labor Statistics website ( to see what the average pay is for your job in your state and around the country. Take notes.
2. Let your employer know you are valuable,[link widoczny dla zalogowanych].
You have made yourself valuable to the company. You have advertised that fact. You have gathered the necessary information and prepared your presentation. Now smile,[link widoczny dla zalogowanych], go for the close and get a raise.
Plan for contingencies. Consider what you're willing to do depending on various responses. In my working days, for example,[link widoczny dla zalogowanych], I often got what I wanted by threatening to quit. But I really intended to quit (and sometimes did). If you bluff you might lose a job you like,[link widoczny dla zalogowanych], or lose your negotiating power in the future. Think about what you'll say and what you will do if the boss says no, or offers less. You might bring it up again in a couple months. You might look for other jobs. Could you risk mentioning this job search as a possibility?
3. Gather information.
You think it's time that you get a raise from your employer, but how do you go about it? Do it wrong and you may make things even worse. How do you do it right? Try the following five-step process.
1,[link widoczny dla zalogowanych]. Make sure you deserve the raise.
By Steve Gillman
See all Articles by Steve GillmanSee Steve Gillman's Expert PageGet Updates on Career ChangeGet Updates on Steve Gillman Average: 0 Your rating: None Tweet
To get a raise you'll want to make your request realistic based on national norms and on what people in your company make. Start high (but not too high),[link widoczny dla zalogowanych], so the boss can negotiate your raise down to what your actual target is. Also, be clear on what you want. Is it just higher pay, or are you also seeking a better position or benefits of some sort?
5. Get a raise,[link widoczny dla zalogowanych].
Don't expect your employer to notice your great work and offer a raise. Now that you have gathered information and planned your presentation, you have to sell your boss on the idea. Make an appointment if necessary,[link widoczny dla zalogowanych], but make it when he or she won't be too distracted, like late afternoon, when lunch is past and work is caught up. Otherwise, wait for a noticeable good mood and just ask to speak with him or her right then.
Prepare a list of things you've accomplished while working for your employer. As much as possible, link these to some measurable increase in profits,[link widoczny dla zalogowanych], or make a reasonable argument for how they boosted the company revenue. Be as specific as you can be. Don't stretch the truth, but show that you're valuable to the company and you know it.
4,[link widoczny dla zalogowanych]. Prepare your case,[link widoczny dla zalogowanych].
Doing a great job won't help if the person who makes the decision on your pay doesn't know it. Be visible. Leave a memo telling your boss what you accomplished that week, or have associates point out what you are doing. Try to find solutions for any problems your employer is having, and be sure you get the credit.
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For example,[link widoczny dla zalogowanych], a chiropractor could put together a package of 10 adjustments that normally costs $100 each. A $1000 value. For the package, they may discount the services because the patient is purchasing in bulk. Rather than discounting the price, the chiropractor could offer 30 minutes of one-on-one coaching, or free access to workshops or classes you do. You want to offer services that are easy to do, but add value for the patient and ultimately help them achieve their health goals.
Let's look at an example of how a chiropractor could add coaching to their practice:
Adding coaching is easy. There's a good chance you are already coaching clients, and just aren't calling it that. Rather than offering the service without charging for it, you need to name it and charge a price for it.
Coaches traditionally charge anywhere from $100 up to $1,[link widoczny dla zalogowanych],000 an hour or more. Depending on your practice and niche, I recommend starting off on the lower end and raising your rates as your coaching time fills.
Coming up with several different packages with different price points for clients can quickly,[link widoczny dla zalogowanych], and easily,[link widoczny dla zalogowanych], add several thousands of dollars to your revenues and strengthen your relationship with patients.
Integrating coaching into packages you create will allow you to set a price that doesn't necessarily spell out an hourly rate,[link widoczny dla zalogowanych]. Many practitioners package their coaching with existing services to increase the value,[link widoczny dla zalogowanych].
Coaching your patients is something you are probably already doing...talking to them about their health,[link widoczny dla zalogowanych], teaching them specific things they can/should do to live healthier lives, offering advice of supplements and exercises.
Are there are questions your patients consistently ask about? Opportunities for learning you see that aren't being met? Using coaching to meet these needs is a great opportunity for you to expand your practice,[link widoczny dla zalogowanych], make more money, and more fully meet the needs of your patients.
By Kelly Robbins
See all Articles by Kelly RobbinsSee Kelly Robbins's Expert PageGet Updates on Business OpportunitiesGet Updates on Kelly Robbins Average: 0 Your rating: None Tweet
Ultimate chiropractic health package:
10 adjustments
Five 30 minute one-on-one coaching sessions
Develop personal health plan
Free admittance to monthly health seminar held in office for 6 months
Do you find there are some patients that would like to spend more time with you than you have? Are there some patients that could use more guidance but don't know how to get it? Adding coaching to the services you offer is just another way you can help them in a more personal, in-depth way.
Adding coaching to your practice is a simple and fun way to increase revenues and serve your clients more fully.
How difficult is it to add coaching to your portfolio of services?
Here's what it ultimately looks like:
Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
Ideas for types of coaching
Total cost: $2800
* Offer health coaching packages individually and coach clients with specific issues: For example coaching for stress endurance,[link widoczny dla zalogowanych]. Coaching for insomnia.
* Offer weight loss coaching or physical fitness coaching.
* Rotate offering specific coaching on different topics that complement your practice such as meditation,[link widoczny dla zalogowanych], increasing energy, relaxation
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But taking a powerful antioxidant such as Total Balance ,
available at will help
neutralize these free radicals before damage occurs.
Nowadays, due to lifestyles, diet, and the deeper understanding
in the role that genetics plays, younger men should be acutely
aware of the importance of keeping their cholesterol at
optimum levels.
Author's Bio:
Lower Your Cholesterol
By Dan Ho , Alternative Health Correspondent
Elevated cholesterol levels can stalk even young men and women
who are in seemingly good shape and otherwise take care of
themselves. Indeed, the National Heart, Lung, and Blood
Institute advocates that the young, middle-aged, and old lower
their cholesterol, whether it be to prevent heart disease, or
because they already have it.
These drugs work by blocking an enzyme that the liver needs for
the manufacture of cholesterol. They have been proven effective
in reducing levels of LDL, but unfortunately they will not raise
levels of HDL (the good cholesterol). The downside is that there
are a large number of negative side effects such as liver damage,
fatigue, upset stomach, abdominal pains and cramps, gas and
constipation, and in the case of one statin drug -- "Baycol" --
large numbers of deaths,[link widoczny dla zalogowanych].
What is cholesterol?
A common misconception is that people with high cholesterol
must be overweight or subsist on a diet of greasy burgers and
fries,[link widoczny dla zalogowanych]. The truth is that the amount of cholesterol you have in
your bloodstream is not directly related to your diet. I will
explain why momentarily.
Are you at risk?
With all of these benefits,[link widoczny dla zalogowanych], it would seem that finding any
natural formula containing these two ingredients is a sure
bet,[link widoczny dla zalogowanych]. But take caution; there are many products currently on
the market claiming to use policosanol to lower cholesterol,
but are in fact using octacosanol, which is an incomplete
form of policosanol. Octacosanol does not exhibit the same
results as true policosanol in clinical trials.
By Dan Ho
See all Articles submitted by SelfGrowth.com AdminSee SelfGrowth.com Admin's Expert PageGet Updates on Health Products and ServicesGet Updates on SelfGrowth.com Admin Average: 3 Your rating: None Average: 3 (1 vote) Tweet
To improve your cholesterol levels, you must both slow down the
manufacture of cholesterol, and reduce the oxidation of LDL
while raising your HDL.
Know what you're buying
Even though the general public hears very little about them,
there are effective natural alternatives to lowering one's
cholesterol, and such therapies exhibit no side effects. One
such brand is Xtend-Life Natural Cholesterol Formula , available
at
Therefore, the most important figure to examine is not your
total cholesterol per se, but the ratio between the LDL and
HDL readings,[link widoczny dla zalogowanych], and the levels of each type. You want the LDL
as low as possible and the HDL as high as possible,[link widoczny dla zalogowanych].
It is important to understand that cholesterol itself is
essential to good health. Cholesterol is a non-soluble waxy
substance that your body needs for making hormones, cell walls
and nerve sheaths. However, there are two forms of cholesterol.
The fascinating aspect of some of these natural options is that
some of the natural ingredients being used have been proven to
consistently and significantly outperform the statin drugs in
dozens of double-blind placebo-controlled clinical trials and
studies. And with no negative side effects. (The only side
effects reported were weight loss.)
Apart from normal, sensible lifestyle improvements such as
better nutrition and more exercise, there are a couple of
proven strategies to return your cholesterol to its optimal level.
The Xtend-Life Natural Cholesterol Formula uses only the
genuine policosanol extracted from sugar cane wax. When it
comes to your heart's health and longevity, don't settle for
sub-par supplements.
Option 1: Prescription Drugs
The National Heart, Lung, and Blood Institute recommends that
everyone over 20 have their cholesterol checked every 5 years.
For optimal health, total cholesterol should be less than 200,[link widoczny dla zalogowanych],
whereas the LDL cholesterol remains at less than 100, and the
HDL greater than 60.
Courtesy of Xtend-Life Nutraceuticals ...
A range of drugs known as "statins" are widely used in the US
and other Western countries. In fact, they are currently the
most prescribed medicine in the world.
How's your diet?
Guggulipid, on the other hand, is an ancient herb from India
extracted from the guggul tree. "The gum resin of the guggul
tree has been used in Indian Ayurvedic medicine since
approximately 600 BC to treat a wide variety of ailments,
including obesity and [cholesterol] disorders," writes author
David D. Moore, Ph.D., and professor of molecular and cell
biology at Baylor College of Medicine in Houston.
An investigation into the side effect of statin drugs is being
conducted by the National Institute of Health,[link widoczny dla zalogowanych]. Discuss the pros
and cons of this medication very carefully with your physician
in the event of a statin drug being prescribed for you,[link widoczny dla zalogowanych].
In order to prevent future problems, it is widely recommended
that you check your cholesterol levels and if they're "out of
line," take action to normalize them -- regardless of your age.
Witness the recent death of St. Louis Cardinals pitcher
Darryl Kile, who was felled in his prime, only 33 years
old. Although it seems counterintuitive, athletes, in fact,
can be even more vulnerable than the average person. When
men engage in vigorous exercise, they create an excess of
free radicals. These free radicals cause tremendous amounts
of damage to the body with devastating effects, one of which
is elevating their cholesterol.
Moore goes on to state, "It really does lower cholesterol in
a number of clinical studies..." What Moore didn't mention
was that studies show an interesting added benefit from
Guggulipid: it has been more effective than prescription
tetracycline when used orally for treating nodulocystic
acne. It also assists in the lowering of Triglycerides and
weight loss.
Diet does not impact on your cholesterol levels as much as you
think it does. It is not that extra egg you have for breakfast
that raises your cholesterol appreciably. This is because
around 80% of your blood cholesterol is manufactured by your liver.
Another prevailing and incorrect view is that only older people
need worry about their cholesterol levels. The reality is that
having a predisposition to high cholesterol and heart disease
are genetically influenced factors.
Therefore it's important to know your family history and,
accordingly, take prevention to ensure the health of your heart
for many years to come. But first, what exactly is this
"silent killer" known as cholesterol?
What to look for
Heart disease is the number one killer in the Western world
today. More than 40% of men will die from it. What is
particularly disturbing is that strokes and heart attacks
are becoming much more common in younger men.
Two key ingredients to look for in any natural cholesterol
product are Policosanol and Guggulipid Extract. Policosanol
is an extract from sugar cane wax and has been the subject
of multiple clinical trials, all of which have outperformed
the statins.
There is another treatment that has nothing but beneficial side
effects...
One form is called LDL -- or the "bad" cholesterol -- and the
other is HDL -- or the "good" cholesterol,[link widoczny dla zalogowanych].
As an indication of this importance, one of the major
pharmaceutical companies is even in the process of seeking
FDA approval to provide a statin drug to children to lower
their cholesterol. Elevated cholesterol is considered the
best "marker" for potential heart disease and it is a
condition that 1 in 4 people have.
Option 2: Natural Treatments
LDL transports the cholesterol to your cells,[link widoczny dla zalogowanych], whereas HDL
travels around in your bloodstream picking up excess cholesterol
and taking it back to your liver for reprocessing, functioning
as a "garbage collector" of sorts. Too much LDL creates the
risk of clogging up your arteries, which can lead to heart
failure or stroke; not enough HDL will result in the same
problem due to inadequate "housekeeping,[link widoczny dla zalogowanych]."
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Smoothies are a great way to start your day or even as a snack through at your day. Additionally, smoothies can be used as a meal replacement for busy people who are on the go. The great thing about smoothies is that they are loaded with nutritious ingredients that boost brainpower, increase your energy levels,[link widoczny dla zalogowanych], build muscle, burn fat,[link widoczny dla zalogowanych], promote weight loss and help your heart. However, when purchasing pre-made smoothies you don’t know all of the ingredients,[link widoczny dla zalogowanych], added sugars, or extra calorie content to boost your nutritional value and get a great smoothie flavor. The best way to maintain the integrity of your smoothie is to make it yourself. Choose from this list of healthy smoothie ingredients.
Greens-greens are an essential part of ones diet. That’s why they should be added to any smoothie you make. Almost any vegetable can be used in a smoothie but the best are tender leafy greens. Adding greens to your smoothie will increase the number of servings of vegetables you eat per day. Vegetables provide the body with a ton of vitamins and minerals such as sodium, and potassium. Mineral salts such as these, play a role in almost every cellular function in the body. If fresh greens aren’t available powdered greens, barley grass,[link widoczny dla zalogowanych], wheat grass, spirulina (algae) will justify as another option for a serving of vegetables. However, powdered greens don’t contain all of the nutrients that its fresh counterparts do.
Flax- Flax is a great, healthy addition to your smoothie. Flax is rich in healthy fats such as omega 3’s, high in protein and full in fiber. Flax seeds will add texture to your smoothie but need to be ground up before being added. Flax is also available in oil or in powder.
Chia- Chia seeds are used in both foods and drinks. Chia seeds thicken when added to liquids, therefore it may be necessary to grind up the seeds before adding them to your smoothie. Chia seeds are rich in omega 3 fatty acids, calcium and are a great source of fiber, all of which help to improve the nutritious value of a smoothie.
Nut or Seed butter- To add some healthy fat to your smoothie use a spoonful of seed or nut butter. Healthy fats are needed to absorb fat soluble vitamins A and E. Peanut butter is the most well known nut butter however there are plenty of others such as almond butter, cashew butter, hazelnut butter, pistachio butter, walnut butter, pumpkin seed butter, sesame seed butter, etc. Nut and seed butters have a high fat content so use in moderation. The contain protein, fiber, and essential fatty acids and will make your smoothie rich and creamy.
Fruit- Fruits are an essential ingredient for a smoothie. You can use almost any fruit to add nutritional value, vitamins, minerals and fiber to your smoothie. Fruits contain important simple sugars such as glucose and fructose that are important for the body and easily digested. Fresh or frozen fruits are viable options for smoothie ingredients. Popular fruits used in smoothies are bananas, pineapple, strawberry,[link widoczny dla zalogowanych], blueberries and mango.
Protein powder- Protein powder will make your smoothie more filling, especially if you are using it as a meal replacement. Protein builds muscle and burns fat. There are several types of protein powders and even more brands available on the market. The best choice is whey protein because it has a low fat content with tons of amino acids to provide the muscles with a quick release of protein. Soy protein is another good option because it contains phytoestrogens. These compounds mimic the effects of estrogen and balance out hormone levels. For a low sugar option use rice protein powder.
Author's Bio:
By Sarah Labdar
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Tea-Tea can be used in a smoothie as a base liquid. Replace water, juice,[link widoczny dla zalogowanych], or milk with cooled tea. Tea is rich in antioxidants, which protects the body from damaging free radicals. Green tea is a great choice, however tea comes in many flavors and brands. Some have additional benefits such as probiotics and treating different ailments.
Cacao- If you are a chocolate lover but don’t want the added calories, fat and sugar add cacao to your smoothie. Cacao beans are the dried and fermented seeds from which cocoa solid products and cocoa butter are extracted. Cacao known to the layman as cocoa is the basis for chocolate and will add flavor and nutrients to your smoothie. Cacao are full of flavonoids,[link widoczny dla zalogowanych], which have antioxidant effects on the body. Add cacao powder or nibs (pieces of the bean) to your smoothie.
Non-dairy milk- Milk is normally used as a base for any smoothie, however milk especially whole milk contains fat. For those looking to decrease their calorie intake choose fat free milk or a nondairy alternative. Fat free milk still contains calcium and protein to help build muscle but has no fat. Non-dairy milks include almond milk, hemp milk, rice milk, or kefir. Using a nondairy milk alternative as your smoothie base will change up the flavor, consistency,[link widoczny dla zalogowanych], and nutrients of your smoothie. Almond milk contains magnesium, vitamin E and protein, where as rice milk doesn’t naturally contain protein, most manufacturers fortify it with protein, vitamins and minerals. People who have allergies,[link widoczny dla zalogowanych], who are lactose intolerant or allergic to soy, usually consume Rice milk. Hemp milk contains multiple vitamins and minerals such as calcium, iron, potassium,[link widoczny dla zalogowanych], phosphorus,[link widoczny dla zalogowanych], niacin, etc. In addition it is rich in omega 3 & 6’s fatty acids, protein and is safe for people who are allergic to soy or dairy. Kefir is another alternative to milk or yogurt. Kefir is fermented milk drink made from cows, goats, or sheep milk and kefir grains,[link widoczny dla zalogowanych], which is easier to digest than regular whole milk. Kefir contains probiotics and protein.
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Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
There are different Channel Letters companies available. Their websites are there in the internet. They facilitate online order,[link widoczny dla zalogowanych], purchase and they dispatch the channel letters to your place. If you want more information about the channel letters you may surf the internet for gathering more information. There are several outlets of the channel letters.
Sometimes they are plastic cans molded by injection with an acrylic face,[link widoczny dla zalogowanych]. They are available in different varieties of face and colors. There are several fonts which make these letters. Generally the bold fonts are used. Sometimes they are available in milky white color,[link widoczny dla zalogowanych]. They may be painted for some charge,[link widoczny dla zalogowanych]. They can be installed with or without the LEDs or neon. These letters are not involved with any kind of neon or electrical components,[link widoczny dla zalogowanych].
By Mamman Seghosime
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Channel Letters are very much attractive and they draw attention of the passersby in the night. They are used in the outer section of any commercial building,[link widoczny dla zalogowanych], churches and the other institutions to bear useful information about the building. They are very much useful for their look. They are designed in such a way they can be noticed from far away. They are very much essential to bear useful information for the public. They are very much informative for the public. They are very much useful for the advertisement purpose they bear useful advertisement for the public. People can know the advertisement properly and they can come for the proper shop. These letters are readable in the night and they can be seen from far away people can search the right shop for their needed item and can go there for shopping.
These sorts of letters are shining and bright enough. They are readable from far away,[link widoczny dla zalogowanych]. They are made in different colors,[link widoczny dla zalogowanych]. They are very much attractive. The colors are bright and shining. Usually the letters are embossed so everyone can read them clearly. Sometimes they may be engraved to create another kind of beauty,[link widoczny dla zalogowanych]. They contain channel letters and channel numbers. They are used for the interior or exterior signage,[link widoczny dla zalogowanych].
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